Canadian Saver, you brought up a good point!

I neglected to say that when/if I remortgage, I will be cancelling my LOC and dropping my Visa limit to 2,000.00, down from 10,000.00. That way, there is NO temptation for me to spend! I need to take 2 hours and really crunch numbers to see what's the best plan of action. Plus if I decided to do it, my bank is having 2.99% on a 4 year until the end of the month!

My dad will be transfered to the hospital at home today or tomorrow. He still is confused by times and has weakness on his left side. He needs physiotherapy to strenghten his left side. My mother is very happy, as she's been in a hotel for 14 days... The dog will be staying with her this week. I was going to bring him with me, but she asked to have him. I think she doesn't want to stay alone in the house.