car troubles

On Monday, a pipe on my exhaust system let go! Its happened before and it had to be fixed. O sounded like a race car. 271.00 later it was fixed. How did O pay? A piece of plastic called visa! I'm slowly building up my funds but again not planning for repairs shot me in the foot! SO much for having another no spend day!I get paid on Thursday and I'll have 50.00 left when everything is paid. I get paid from my PT job on the 5th and that should be around 225.00. That will go directly on the visa!