Nov 8/18

Ok people,

Here's the sad scary truth...

Things suck right now... I'm struggling at work with the return and the equipment issues... One person tells me one thing, someone comes and says, nope, can't happen, and a third contradicts both and says both previous answers are wrong, here's the reality. (according to them).. and I'm still not getting things answered! AWK... I'm waiting for answers from HR, payroll and my immediate work place. 

I'm waiting for answers from the insurance company... Again they'll tell me two or three different things, and no clear answers...

I'm broke... There's a serious deficit in my account called over draft. LOL  I have to laugh, because if I start to cry, I'm not going to stop. I have one savings grace and my car will be paid in full at the end of the month... But I'm still broke right now. I do have food to eat, gas in my car and a roof over my head and people who love me... The bills will get paid somehow... They always do...

I so get the importance of an emergency fund now. I never thought that anything like this would ever happen to me, and it did. I've worked for 20 years and I'm in the hole for sick time, vacation time... It scares the shit out of me the mess that I'm in, but I know that some how this mess will get straighten out.

 Christmas will be minimal this year. It's the time spent together that counts. I'm going to have to work over the holidays this year for the first time in about 15 years.

Should have I done things differently? Absolutely!  Did I learn lessons! You bet! Have I helped educate others about the mess and how things could be done in another way for them. Oh yeah, I've been a go to guide for a few others caught in a mess too! ( all long term employees on sick EI due to accidents outside the work place).

I do have blessings to count... LG has been a great support, as has my mom and real friends...  I have food to eat, a car to drive, two dogs who love me, a warm and safe home, a DD who I love dearly...

And you dear reader! Thanks for reading my rant... I feel 100% better now writing all my worries down and leting them go! Thank you!

Comments

Hawaii Planner said…
Hugs to you. Do you have a plan that you'd like to post for input? Happy to give guidance or suggestions on how to dig out from where you are now.

If possible, focus on self care. Feeding yourself healthy food, getting fresh air/exercising, deep breathing (meditation, if you like). With those in place, I find it's so much easier to deal with stress.
Canadian Saver said…
Wow,Sam! Sounds so incredibly frustrating! I am in a somewhat similar situation, diagnosed with cancer on 7/10, out of work since 7/23... in my case I might not be back until the later part of 2019!! I am just now applying for the 15 weeks of EI (Canada Post does top up plus I had some hours to top myself up to 100% for the first 15 weeks but those will run out soon). I have cut everything bare bones. Don't need new clothes because all I go is to medical appointments (finished radiation/chemo and waiting for surgery, then another 4 lovely months of chemo)... argh. After years of being debt free I now carry a bit over $60,000 on lines of credit. BUT... luckily my family has agreed to no gift giving this year (we will go away to PEI together when I can in the spring) and my coworkers gifted me with $1,000 which paid for gas to get to radiation every day and then some, plus I was lucky enough to have disability insurance for my mortgage and one of the lines of credit (both combined are a bit over $900 in month payments being made for me).

One thing that helps me tremendously is Dave Ramsey Facebook groups, and lots and lots of YouTube and Instagram posts on people making it with barebones budgets. I only spent $64.11 on groceries in October...

I will send positive thoughts to you and hope they get their sh!t together so you at least know what the proper procedure is... you will pull through this my friend, you always have! Good luck!
T'Pol said…
Sending good vibes and wishing all the best for you.
Oh, Sam! Sending big, BIG hugs to you. I'm so sorry you've found yourself in this situation but underneath it all, you still seem to be quite positive which I think is a Really Big Deal. Despite the contradictory information you're getting, I think you're wise to wait to hear what HR and the others have to say and make a more solid plan from there. Wishing you good luck and hoping you're feeling better soon - in every way! xx
B-Kat said…
Oh Sam, I have been a part of that before.
If everyone is giving you different answers demand that they give you a copy of your file. Keep every interaction with insurance and employer and medical in a book. If they are phoning with different stories demand that they contact you in writing.
I felt like they took control of my life, you have to be VERY assertive to get it back. I hope you have a good GP on your side too.
I was left with permanent injuries, thankfully a strong union was with me as well. I had to get a different job, but kept my same pay thanks to the union.
Don't let them beat you down!!
Jane said…
Sam - sorry to hear you're being put through the wringer once again with work and finances. But glad you have a good support system which is so important. These sorts of things do seem to go on and on which in itself is so stressful. I'll be hoping and praying for things to be resolved sooner than later! Sure hope all the stress doesn't make the physical pain worse. Insurance agencies in Canada - HATE them and what they put us through! Sending big hugs and positive vibes!
Jane said…
Oops - and I wanted to say HELLO to Canadian Saver - miss you and your blog! So sincerely sorry to hear about your health struggles. I spent a couple hours today watching Dave Ramsey on youtube - my daughter's finances are a mess and she's not too good at taking my advice - wish she would watch Dave Ramsey too!
Take care!
Jane